Senior Credit Analyst

The purpose of the position are:

• Analyze financial information of companies to determine the level of risk the bank will assume when granting loan or other facilities to those companies
• Prepare Credit Application for CIB clients
• Monitor clients compliance of covenants and conditions set by BNPPI as written on Facility Agreement

Below are the responsibilities of the position:

• Gather appropriate client information to be analyzed and present the relevant information in the credit proposal together with risks and mitigations
• Deliver a complete, synthetic and coherent up-to-date counterparty and credit risk analysis, based on facts and compliant with the bank guidelines
• Support RM/front officers in the credit process related matters within own scope (plan credit committee ahead, handling of CRF and MCA, etc.)
• Portfolio monitoring (follow-up of financial covenants, risk alert, core data check, etc.)
• Keep updated with credit methodologies, policies, guidelines, and risk appetite
• Maintain good teamwork, including provide guidance/coaching for new team members
• To handle more complex accounts
• To support and act as alternate of Head of CTCM when required

Technical & Behavioral Competencies:

• Financial analysis skill
• Communication skill
• Good writing skill
• Clients’ focused and commercial thinking
• Strong decision making skill
• Interpersonal skill
• Team player

Specific qualifications:

• Background in financial analysis
• Knowledge of banking products
• Technical skill (MS Office, spreadsheet and rating program)
• Fluent in English both spoken and written