Senior Credit Analyst

October 9, 2023

Senior Credit Analyst


  • Standard / Permanent
  • ID-JW-Jakarta Raya
  • RISK
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The purpose of the position are:

  • Analyze financial information of companies to determine the level of risk the bank will assume when granting loan or other facilities to those companies
  • Prepare Credit Application for CIB clients
  • Monitor clients compliance of covenants and conditions set by BNPPI as written on Facility Agreement

Below are the responsibilities of the position:

  • Gather appropriate client information to be analyzed and present the relevant information in the credit proposal together with risks and mitigations
  • Deliver a complete, synthetic and coherent up-to-date counterparty and credit risk analysis, based on facts and compliant with the bank guidelines
  • Support RM/front officers in the credit process related matters within own scope (plan credit committee ahead, handling of CRF and MCA, etc.)
  • Portfolio monitoring (follow-up of financial covenants, risk alert, core data check, etc.)
  • Keep updated with credit methodologies, policies, guidelines, and risk appetite
  • Maintain good teamwork, including provide guidance/coaching for new team members
  • To handle more complex accounts
  • To support and act as alternate of Head of CTCM when required

Technical & Behavioral Competencies:

  • Financial analysis skill
  • Communication skill
  • Good writing skill
  • Clients’ focused and commercial thinking
  • Strong decision making skill
  • Interpersonal skill
  • Team player

Specific qualifications:

  • Background in financial analysis
  • Knowledge of banking products
  • Technical skill (MS Office, spreadsheet and rating program)
  • Fluent in English both spoken and written
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