A credit operations officer is responsible for the operational and administrative processes that support lending activities. The role is to ensure that credit facilities are processed accurately, comply with regulations and properly documented.

Main responsibilities are:

1. Loan documentation: reviewing loan agreement and supporting documents, ensuring all required documents are complete before loan disbursement, verifying customer instruction and credit approval

2. Loan processing & disbursement: Coordinating the disbursement of approved loan, ensuring loan terms and conditions are matched with the approval, inputting loan details in the system for further process.

3. Credit administration: Maintaining loan records and documentation, monitoring loan maturity date and renewal requirement.

4. Client referential activities

5. Credit Operations Regulatory Reporting 

Specific qualification:

1. Knowledge of lending products and credit processes.

2. Attention to detail and accuracy

3. Understanding of banking regulations and compliance requirements

4. Excel and reporting skills

5. Communication and coordination abilities

In Asia Pacific, BNP Paribas is one of the best-positioned international financial institutions with an uninterrupted presence since 1860. Currently with over 20,000 employees* and a presence in 13 markets, BNP Paribas provides corporates, institutional and private investors with product and service solutions tailored to their specific needs. It offers a wide range of financial services covering corporate & institutional banking, wealth management, asset management, insurance, as well as retail banking and consumer financing through strategic partnerships. 
  
Worldwide, BNP Paribas has a presence in 64 markets with more than 190,000 employees. It has key positions in its three main activities: Domestic Markets and International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors. Asia Pacific is a key strategic region for BNP Paribas and it continues to develop its franchise in the region.  

* excluding partnerships

BNP Paribas offers you an exciting career in an international business environment that is fast-paced, diverse and focuses on creating high-value relationships with our clients. We offer competitive salary and benefits, as well as a working environment where you’re valued as part of the team.

https://careers.apac.bnpparibas/

2026 APAC Graduate Programme – Global Banking APAC, M&A

Our two-year graduate programme is designed to provide you with first class training and immediate responsibility, it gives you the support and development you need to start a successful career in financial services.   

For:             Final year students or recent graduates with a bachelor’s or master’s degree in any disciplines from a recognized university
Duration:     24 months
Start date:   July 2026

Location:     Indonesia

Candidates with more than one application will not be processed – You are encouraged to review the different business lines and working locations before applying.

Who can apply?
 To be considered for the placement, you will:
 •    Apply as a recent graduate, final year undergraduate, or master’s student in any discipline; 
 •    Possess GPA of 3.3 out of 4.0 or above (or equivalent) in any discipline; 
 •    Have to be fluent in spoken and written English (additional languages are an advantage); and 
 •    Demonstrate methodical, logical, solution-driven thinking, with commercial awareness and a keen interest in latest finance topics as well as market trends. 

What you can expect?
 

Induction
You will be provided with a comprehensive induction, where you will be immersed in group training and discover more about the BNP Paribas Group.

Training
From day one, you will start your business specific technical and financial training, alongside personal skills development aimed at equipping you with the knowledge you need to get you the best possible start in your career. Working alongside our teams of industry leading specialists, you will gain on-the-job training throughout your two-year programme taking you along a development path to build your expertise and broaden your base of skills. You will also have the chance to experience other parts of the business through cross-entity projects, which will help you understand how we approach complex work and give you the chance to develop a strong internal network.

Mentor & Buddy
Throughout the programme, you will be mentored by experienced managers and team members, as well as pairing with a buddy from our early career cohorts who will make sure you are getting everything you need to grow.

What you will do?

To support the M&A team in Singapore in providing high quality corporate finance advise and M&A transaction execution to corporate, private equity, and sovereign wealth fund clients across South East Asia and be part of a growing team handling high.

M&A deal activity

What would be your typical day at BNPP Paribas look like?

• Assume significant levels of responsibility for various phases of transaction origination, execution and overall growth of the firm.

• Work closely with clients on M&A transactions and lead them through the process including due-diligence, financial models, valuations, transaction document negotiations, preparation of information memorandums, investor presentations etc.

• Support the senior bankers in origination efforts with idea generation, and preparation of pitch books.

• Build and review detailed financial models and perform financial and valuation analysis.

• Be involved with end-to-end transaction from the pitching phase, through to closing.

• Significant client interaction involved.

What is required for you to succeed?

• Experience in Financial services industry, with prior experience in M&A deals gained through work/ internships within investment banks, private equity, inhouse corporate finance team, or Big 4 accounting firms (Corporate finance teams) 

• Comprehensive knowledge of M&A processes

• Excellent analytical, quantitative and interpretative skills.

• Ability to thrive in a dynamic and collaborative work environment.

• Degree in Finance or closely related areas of Business Administration

• Fluency in Bahasa Indonesia would be a plus 

Direct Responsibilities:

  • Ensuring the implementation of the internal audit function in accordance with the Professional Standards of Internal Audit and the Internal Audit Code of Ethics
  • Having competent human resources in accordance with the needs in carrying out SKAI duties.
  • Ensuring that SKAI members follow continuous professional development and other training in accordance with the development of the complexity and business activities of the Bank
  • Preparing and reviewing internal audit charter periodically
  • Developing an annual audit plan and submitting the annual audit plan for approval to President Director and to Board of Commissioners though Audit Committee
  • Ensuring the implementation of internal audits in accordance with the internal audit plan
  • Reporting significant findings (if any) to the Board of Directors to take corrective action immediately
  • Following up on audit issues and recommendations (particularly for significant finding)
  • Reporting the results of monitoring on follow-up improvements to significant findings to the Board of Directors and the Board of Commissioners with a copy to the Audit Committee and the Compliance Director.
  • Ensuring in the event that there is use of external services for internal audit activities:
    1. Knowledge transfer between external parties to SKAI members, considering the use of expert services from external parties is temporary;
    2. The use of external services does not affect the independence and objectivity of the Internal Audit function; and
    3. The external party complies with the Bnak’s Internal Audit Charter

Contributing Responsibilities:

  • Contribute to the implementation of Bank’s good governance by providing feedback as needed in related to SKAI participation in GCG report, committee and other various meetings

Permanent Control Aspects:

  • Timely SKAI regulatory report submission to regulator

Technical & Behavioral Competencies:

  • Able to act independent and objective in carrying out its duty
  • Maintain integrity, trustworthy, avoid conflicts of interest and apply internal audit code of ethic
  • Possess the skills to interact and communicate effectively, both verbally and in writing.
  • Abide to internal audit professional standards

Specific Qualifications (if required)

  • Good leadership and communication skills
  • Sound knowledge on Bank’s operational activities
  • Good knowledge on local banking regulations
  • Having experience in auditing various banking business lines and transversal functions
  • At least hold bachelor’s degree with working experience in extensive audit area
  • Not less than overall 10 years of professional working experience with specific involvement in external auditing/internal auditing and having experience in areas such as IT/risk/compliance/internal control/operation in the financial services industry is a plus
  • Professional Qualification /Certificate in Audit e.g. CIA, CFSA, CISA, etc is a plus